Get the care you need while your 2025 benefits still count.
As the year winds down, it’s easy to focus on holidays, travel, and wrapping up your calendar—but don’t forget about something else that expires on December 31st: your dental insurance benefits.
At Robert Perry Dental, we often see patients miss out on fully using their coverage before the new year resets everything. If you’ve been postponing a filling, checkup, or crown, now’s the time to schedule it.
Here’s what you need to know to make the most of your plan—before it’s too late.
What Expires at the End of the Year?
Most dental insurance plans follow a calendar year, which means several key benefits reset on January 1st:
- Annual Maximums
Most plans cover a set dollar amount per year (often $1,000–$2,000). Any unused amount does not roll over—it disappears once the year ends. - Unused Preventive Visits
Many plans include two cleanings and exams per year, but if you’ve only used one, you’re leaving care (and value) behind. - Remaining Coverage on Treatments
If you’ve delayed treatment that was already recommended—like a filling or crown—you may still have unused coverage to apply before January. - Flexible Spending Accounts (FSA)
If you have an FSA through your employer, those funds often expire on December 31st. Most dental procedures qualify, including exams, x-rays, and restorations.
Why Use It Now?
Dental issues don’t improve with time. By taking advantage of your remaining coverage this month, you can:
- Complete treatment without paying out of pocket in the new year
- Avoid higher costs from untreated dental problems
- Use benefits you’ve already paid for through your premiums
- Start 2026 with a clean slate—and a healthier smile
Even a simple cleaning or a consultation could save you time, money, and discomfort later on.
Not Sure What’s Left on Your Plan? We Can Help.
Every insurance plan is different, and we’re happy to review your coverage with you. If you’re unsure what’s remaining or what’s eligible, we’ll walk you through it—no pressure, no rush.
Let’s make sure you get the care you need while your 2025 benefits are still active.
Don’t Let Your Benefits Go to Waste
If you’ve been putting off treatment or haven’t scheduled your second cleaning, now is the time. We’ll help you maximize your insurance before the clock runs out.
Call today to schedule your appointment—and get the most out of your dental benefits before the year ends.
FAQs
- What happens if I don’t use all my dental benefits by December 31st?
They typically expire. Most plans don’t roll over unused funds to the next year, meaning you lose them if not used. - Can I still schedule a cleaning or checkup before the year ends?
Yes! As long as appointments are available, we’ll do our best to fit you in. Call early to secure your spot. - Does Robert Perry Dental accept FSA funds?
Yes—most dental procedures qualify under FSA, including exams, cleanings, fillings, and crowns. - What if I’m not sure what my insurance covers?
We’re happy to check your remaining benefits and explain what’s available before your plan resets.